TEXT-S&P says Zions Bancorporation ratings unaffected by Q3 results

Oct 23 - Standard & Poor's Ratings Services today said its ratings on Zions
Bancorporation (BBB-/Negative/A-3) are not immediately affected by the
company's third-quarter results, which were generally consistent with our
expectations. Net earnings applicable to common shareholders were approximately
$62 million, compared with $55 million in the previous quarter. A loan-loss
provision credit and lower noninterest expenses aided results, although the
company reported a decline in the core net inte

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